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Consumer FAQs

 How much should I insure my house for? posted on Mar 28, 2022
 What kind of home/tenant/condo/mobile home insurance coverage do I have? posted on Mar 28, 2022
 What are some items that might require additional insurance? posted on Mar 28, 2022
 On what basis are claims going to be paid? posted on Mar 28, 2022
 Why is my home appraised by the city for $98,000 but the Insurance Companies recommend that it be insured for $198,000? posted on Mar 28, 2022
 How does my broker calculate what to insure my home for? posted on Mar 28, 2022
 I'm going on sabbatical for a year and renting out my home. Does my home insurance cover any damage that the tenants may cause? Will my home insurance protect me if they end up stealing my TV, stereo and bedroom furniture? Do I need special insurance? posted on Mar 28, 2022
 What's an Application? posted on Mar 28, 2022
 What is Automobile Insurance? posted on Mar 28, 2022
 Where do I purchase Automobile Insurance? posted on Mar 28, 2022
 What is an Independent Insurance Broker? posted on Mar 28, 2022
 What is a Commercial Broker? posted on Mar 28, 2022
 What is a Coinsurance Clause? posted on Mar 28, 2022
 What is a Commercial Blanket Bond? posted on Mar 28, 2022
 What is Guaranteed Replacement cost insurance? posted on Mar 28, 2022
 What is a Policy? posted on Mar 28, 2022
 What are Policy Conditions? posted on Mar 28, 2022
 What is a Policy Fee? posted on Mar 28, 2022
 What is a Standard Mortgage Clause? posted on Mar 28, 2022
 What are Statutory Conditions? posted on Mar 28, 2022
 What is the difference between Appraised Tax Value and Insured Value? posted on Mar 28, 2022
 Why should I choose an Independent Insurance Brokerage? posted on Mar 28, 2022
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