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Consumer FAQs > I'm going on sabbatical for a year and renting out my home. Does my home insurance cover any damage that the tenants may cause? Will my home insurance protect me if they end up stealing my TV, stereo and bedroom furniture? Do I need special insurance?

I'm going on sabbatical for a year and renting out my home. Does my home insurance cover any damage that the tenants may cause? Will my home insurance protect me if they end up stealing my TV, stereo and bedroom furniture? Do I need special insurance?

posted on Mar 28, 2022

First, whenever you have a lifestyle change like this, tell your insurance representative because there will usually be restrictions on such things as theft and damage by tenants. He/she can outline these restrictions so that you can be take precautionary measures. Other lifestyle changes that warrant a phone call to your insurance representative include: home renovations, home exchange programs, running a small business from your home, installing a home security system, purchasing a cottage/boat, etc.