IBAM - Intact Insurance Spring Awareness Campaign 2024
Spring is on its way and IBAM and Intact Insurance have partnered to promote different ways to keep your homes and businesses safe from seasonal damage.
Home Flood Protection Tips
In this section, the below infographics include ways to protect and maintain your house to help prevent water damage.
Tip 1: DIY Maintenance that costs $0
Do-it-yourself for nothing and maintain what you’ve got at least twice a year. It’s simple and cheap – just needs a little sweat equity:
1) Remove debris from nearest storm drain or ditch and culvert.
2) Clean out eavestroughs.
3) Check for leaks in plumbing, fixtures and appliances.
4) Test your sump pump.
5) Clean out your backwater valve.
Tip 2: Simple Upgrades (that can be done for under $250)
Do-it-yourself for under $250 and complete simple upgrades:
1) Install window well covers.
2) Extend downspouts and sump discharge pipes at least two metres from foundation.
3) Store valuables and hazardous materials in watertight containers (and remember to secure fuel tanks).
4) Remove obstructions to drains.
5) Install and maintain flood alarm.
Tip 3: Work with a Contractor on more complex upgrades to your home.
Work with a contractor (the investment is worth it!) to complete more complex upgrades:
1) Install window wells that sit 10-15 cm above ground and upgrade to water resistant windows.
2) Disconnect downspouts, cap foundation drains and extend downspouts to direct water at least two metres from foundation.
3) Correct grading to direct water at least two metres away from foundation.
4) Install backwater valve.
5) Install backup sump pump and battery.
For more tips, click here
Visit the Intact Client Centre of Adaptation for more tips and talk to your Insurance Broker today about your options!
Commercial Seasonal Protection Tips
Resilience starts with a plan! Help protect your commercial real estate during the spring season by remembering to have an emergency plan that includes knowing how you’ll communicate with stakeholders and making sure to have off-site access to your insurance documentation!
Resilience also means having the right equipment and supplies! Help protect your business by remembering to stock up on critical supplies, from sandbags to portable generators and emergency lighting.
Finally, resilience means being proactive! Consider getting flood-proof critical equipment, secure server rooms and high-voltage areas and invest in electrical panel upgrades to help protect your commercial property
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