A Reminder to Protect Your Treats this Halloween Season
As the nights grow longer and the pumpkins start to glow, Halloween is the perfect time to think about what’s lurking in the shadows—your unprotected valuables! While most people make sure their home and car are properly insured, it’s easy to forget about the other prized possessions that make life special.
From signed or vintage hockey jerseys to diamond earrings or rare comic books, instruments, or collectibles tucked away in your attic, these items could vanish faster than a ghost if disaster strikes. That’s where your insurance broker comes in.
Why Talk to a Broker?
An insurance broker is your personal guide through the fog of insurance options. Unlike a single-company agent, a broker works for you, not an insurance provider. They help you:
- Understand what’s covered under your current policy (and what isn’t).
- Identify gaps in your coverage that could leave your valuables vulnerable.
- Find tailored solutions that fit your budget and protect what matters most.
Whether it’s your haunted house (home), your broomstick (vehicle), or your rare collectibles, your broker ensures there are no tricks, just reliable protection when you need it most.
Find your local broker today at IBAM.mb.ca/Find-A-Broker.
Don’t Let Frights Turn into Financial Nightmares
Imagine discovering that your rare vinyl collection or your child’s new gaming system isn’t covered under your home insurance. Many people assume their home policy automatically protects all belongings, but high-value or specialty items often require separate coverage.
Your broker can help you create an itemized list of valuables, such as jewelry, artwork, sports memorabilia, or antiques, and ensure they’re properly insured. Protecting your possessions shouldn’t be a scary lesson learned.
Halloween Safety Tips for Little Ghouls and Goblins
While you’re protecting your valuables, don’t forget about what’s truly priceless—your family.
Keep trick-or-treating safe and fun with these simple tips:
See and be seen: Add reflective tape to costumes and carry flashlights or glow sticks.
Stick together: Young children should always be accompanied by an adult.
Stay visible: Walk on sidewalks, cross at corners, and avoid dark shortcuts.
Check the treats: Inspect all candy before eating and toss anything unsealed.
Dress smart: Choose costumes that fit properly to avoid trips and falls, and make sure masks do not obstruct vision.
This Halloween, Protect What Matters Most
Whether it’s your home, your vehicle, your valuables, or your business, your insurance broker is there to make sure you’re covered from every fright and frightful surprise.
Find your local broker today at IBAM.mb.ca/Find-A-Broker.